Welcome to Open Bank Advisors!

Four decades of watching commercial online banking evolve, propelled forward by emerging technologies and advanced communications, lead me to a simple conclusion: the single greatest challenge we face as an industry is harnessing new horizontal technologies to create high-value vertical solutions. A successful journey begins with a business model and a compelling customer value proposition. As basic as that sounds, many innovation projects fail due to the absence of a new or modified business plan.

Published by Joe Spatarella

Joe Spatarella is a successful entrepreneur with more than 40 years of experience in FinTech. Joe has been at the forefront of successful new digital banking strategies and products. He has a proven track record of leveraging emerging technologies and developing successful go-to-market strategies for financial institutions. He has a multi-dimensional view of the business with a thorough understanding of sales, marketing, product, operations and technology components, along with the ability to communicate issues and opportunities with a clear, concise and forward-looking perspective.

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